Pakistan Pension Calculator
Estimate your government pension, commutation lump sum, medical allowance and net pension after tax using the official civil pension formula: Gross Pension = Average Pay × Qualifying Service × 7 ÷ 300. FBR pension tax treatment per Finance Act 2025.
Applicable: Federal civil pension rules (current)
How This Calculator Works
Gross Pension = Average Pay × Qualifying Service (max 30 yrs) × 7 ÷ 300. Net pension = 75% of gross; up to 25% commutable at factor 12.3719 (tax-exempt). Medical allowance 25% (Scale 1–15) or 20% (Scale 16–22) plus 25% additional. Minimum pension Rs 10,000/month.
Official Source & Authority
Government of Pakistan — Finance Division (pension rules), FBR Finance Act 2025
Last verified: 31 August 2026